ZERO DOWN PAYMENTS EVERY DAY
No Interest if paid in full within 6, 12 or 18 months.
Zales Credit Card
Issued by Comenity Bank
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Annual Fee
0
Regular APR
29.99% (V)
Open-loop card or Close-loop card
Close-loop card
Additional Information
Balance Transfer Fee
N/A
Purchase Intro APR
0% - 9.99% for6 - 36 months
Transfer Intro APR
Balance Transfers Not Allowed
Late Payment Fee
$38
Returned Payment Fee
N/A
Cash Advance Rate
N/A
Cash Advance Fee
N/A
Foreign Transaction Fee
N/A
Smart Chip
No
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Sign-up Bonus
None
Rewards
No Rewards..
Zales Credit Card Financing Offers
Application Requirements
Minimum credit score
Fair
Minimum Age
18
How To Apply Zales Credit Card
To complete the form, you should enter your name, address, telephone number and email address in the application form. You may also need to list your annual income and monthly mortgage or rent.
The credit card also asks for your date of birth, social security number, mother's maiden name, and driver's license number as part of its credit check.
When you have completed the form, the application needs to be reviewed, and you will receive your Zales Credit Card soon if your audit passes.
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How To Use Zales Credit Card
Where Can You Use
It only can be used Zales store and Zales.com
Pay Your Bill On Time
You need to make on-time payments. A late payment could hurt the credit score or the limit of your credit card.
Something About The Card
$50 birthday discount
Exclusive cardholder coupons, jewelry check, and clean email reminders
Free standard delivery
The Zales credit card offers 10% maintenance
Promotional financing
Zero advance payment through promotion plan
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About credits-life
About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why credits-life born, we aim to help you to find the right credit card, and then successfully apply a credit card.
How To Apply For A Credit Card
Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.
- Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
- If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
- If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
- To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
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