OpenSky® Secured Visa® Credit Card

Making payments is pretty bad. I made a payment on my capital one card and this card 11/30/18, both were taken out of my account 12/3/18, and only capital one updated available balance. Still waiting for this card

Making payments is pretty bad. I made a payment on my capital one card and this card 11/30/18, both were taken out of my account 12/3/18, and only capital one updated available balance. Still waiting for this card

Credit score was 404 two months ago kept my credit usage under 30 percent now my score is 524 thanks open sky

Credit score was 404 two months ago kept my credit usage under 30 percent now my score is 524 thanks open sky

So far had no problems with service

So far had no problems with service

To keep it short and sweet, ive used 70% of my credit line and pay 30% back per month and in 3 months I've gone up 80 points with ease. They have an application that is easy to use on Android, and with the help of Credot Karma tips, I'm on my way back to solid credit after having it destroyed by my ex.

To keep it short and sweet, ive used 70% of my credit line and pay 30% back per month and in 3 months I've gone up 80 points with ease. They have an application that is easy to use on Android, and with the help of Credot Karma tips, I'm on my way back to solid credit after having it destroyed by my ex.

I started of with a score of 550 and have used it for about a month and a half, and made payments on time. My deposit was $250. One month later after using and making payments, my score went up to 625! Love this card and the fact that they don’t check credit score for approval. Recommend!

I started of with a score of 550 and have used it for about a month and a half, and made payments on time. My deposit was $250. One month later after using and making payments, my score went up to 625! Love this card and the fact that they don’t check credit score for approval. Recommend!

I would not recommend this card to my own worst enemy. They take forever to post and update your balance. I have had this card for over a year and it’s terrible. It could take 2-3 days for your money to be taken from your bank. Once they take out your money it will take anywhere from 5-10 days it to post on your balance.

I would not recommend this card to my own worst enemy. They take forever to post and update your balance. I have had this card for over a year and it’s terrible. It could take 2-3 days for your money to be taken from your bank. Once they take out your money it will take anywhere from 5-10 days it to post on your balance.

Don't ever try to quit working with this company. They're rude, they hold on to your deposit for months. This company did nothing that they were supposed to do for me.

Don't ever try to quit working with this company. They're rude, they hold on to your deposit for months. This company did nothing that they were supposed to do for me.

I applied, got approved and received the card in about ten days. As soon as I got the card, I created an online account on their website, then I made a payment and everything went as expected. Yes, it took 5 days for the payment to be credited to my account but that's fine. I applied for a Primor secured CC the same day as OpenSky. Since receiving both cards, both have been reported to the Credit Bureaus and my Experian score has improved by 30 points. I didn't get either card to use for shopping or anything else. They're strickly for having positive entries on my credit report and raising my score. 

I applied, got approved and received the card in about ten days. As soon as I got the card, I created an online account on their website, then I made a payment and everything went as expected. Yes, it took 5 days for the payment to be credited to my account but that's fine. I applied for a Primor secured CC the same day as OpenSky. Since receiving both cards, both have been reported to the Credit Bureaus and my Experian score has improved by 30 points. I didn't get either card to use for shopping or anything else. They're strickly for having positive entries on my credit report and raising my score. 

This Card is amazing, all the bad reviews about this Card is A Lie, the application is very easy and fast, they approved me within a week even though I have the worst possible score ever. I got the Card by mail after I got approved within 5 days. Their app is so easy and simple to use, I linked my bank account with OpenSky and I just pay with a push of a button and it takes 2 days for OpenSky to take the money from my account .They report every month to all 3 creditors. I was so scared when I read the reviews about this Card before I applied but it trun out its Lie reviews. This Card gave me hope again to build up my life and start working on my score. I love my OpenSky Card, and Thank you so much for approving me.

This Card is amazing, all the bad reviews about this Card is A Lie, the application is very easy and fast, they approved me within a week even though I have the worst possible score ever. I got the Card by mail after I got approved within 5 days. Their app is so easy and simple to use, I linked my bank account with OpenSky and I just pay with a push of a button and it takes 2 days for OpenSky to take the money from my account .They report every month to all 3 creditors. I was so scared when I read the reviews about this Card before I applied but it trun out its Lie reviews. This Card gave me hope again to build up my life and start working on my score. I love my OpenSky Card, and Thank you so much for approving me.

Great card for building or rebuilding your credit. Has an app that makes things simple to pay Bill's and check your balance. My score shot up 100 points in just 3 months of paying on time.

Great card for building or rebuilding your credit. Has an app that makes things simple to pay Bill's and check your balance. My score shot up 100 points in just 3 months of paying on time.

If your applying and you make less then 25,000 a year you wont qualify. I did the application 4 times before I got approved for it "recommend that you pay the $200 or plus before you finish, it's a hassle to pay after and you mostly have to redo the application again. Over all my credit it's bad and they are giving me a chance, and for that thank you.

If your applying and you make less then 25,000 a year you wont qualify. I did the application 4 times before I got approved for it "recommend that you pay the $200 or plus before you finish, it's a hassle to pay after and you mostly have to redo the application again. Over all my credit it's bad and they are giving me a chance, and for that thank you.

Bank holds all my payments for 2 weeks before updating available credit never had a late payment or a return payment 

Bank holds all my payments for 2 weeks before updating available credit never had a late payment or a return payment 

I got this credit card a little over a year ago when  my credit score was REALLY low and I couldn't get approved for anything. As of yesterday my score hit 700 from a low of 505. This is a great credit card to rebuilt your credit!

I got this credit card a little over a year ago when  my credit score was REALLY low and I couldn't get approved for anything. As of yesterday my score hit 700 from a low of 505. This is a great credit card to rebuilt your credit!

It's ok. This is entry level credit so don't expect tòo much. Never been offered a credit limit raise despite having a perfect payment record for nearly 2 years. All 8 of my other cards have raised my limit. As I said, don't expect a lot.

It's ok. This is entry level credit so don't expect tòo much. Never been offered a credit limit raise despite having a perfect payment record for nearly 2 years. All 8 of my other cards have raised my limit. As I said, don't expect a lot.

I  like you can pay online. I canceled it and closed my account after a couple months because they dont apply your funds right away. It takes they said 5-10 business days to apply your payment. Huh? I paid my account off in full on a Monday and it was Sun in Vegas. I tried using the card for a $100 room deposit and it declined. I called the credit card at the hotel desk and they said it takes 5-10 business days to apply the funds - that i paid online? They want to hold onto your money and make interest off it I guess. I asked for a manager  and he said the same thing - too bad - nothing they could too. I told them close the account. Never did get back my security deposit I dont think. Get a Chase or Discover secured card. For some crazy reason my funds are applied right away - imagine that. Customer service was bad too.