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All Credit Cards

Kroger Credit Card

  • Earn $100 cash back when you spend $200 in net purchases with your card within 40 days of account opening.
  • Earn 3 points per $1 of net eligible purchases on Kroger family of companies own brand products. Earn 2 points per $1 of net eligible purchases on other brand products inside Kroger Family of Companies (excluding Kroger fuel centers).
  • Earn 1 point per $1 of net eligible purchases everywhere else. No limit on the amount of points earned.
  • Save an additional 25¢ per gallon for one year when you redeem 100 fuel points at participating Kroger Family of Companies Fuel Centers.
  • Rewards are sent automatically every quarter. Every 1,000 points you earn gets you $5 in free groceries.

J.Crew Credit Card

  • Get 15% off your first purchase. Exclusions apply.
  • Earn 1 point for each dollar spent on the card. Receive a $10 Rewards card for every $200 you spend.
  • Free standard alterations on in-store purchases.
  • A special birthday surprise and Complimentary personal shopping and styling services.
  • Free shipping on all purchases.

Jessica London Credit Card

  • Get $10 off your first purchase of $25 or more when you open and use your card. Plus, receive a $10 bonus reward in your first billing statement
  • Get 2 points for every $1 you spend on your card at any of the fullbeauty brands.
  • For every 400 points, earn a $10 Reward certificate that you can redeem at Jessica London.
  • Receive a birthday coupon for 20% off your order plus earn double points every time you order during your birthday month.
  • Free Standard Shipping 4 times a year on orders of $75 or more after merchandise discount.
  • Exclusive cardholder benefits throughout the year.

Capital One® Secured Mastercard®

Despite the lack of a rewards program, the Capital One Secured Mastercard’s low security deposit, reasonable fees and shorter pathway to a higher credit line makes it a good option for credit-building consumers.

Lane Bryant Credit Card

  • Get $20 off your first purchase when you open and use a your card.
  • Earn 2 points for every $1 you spend at Lane Bryant, Lane Bryant Outlet, Cacique, cacique.com and lanebryant.com
  • Earn 1 point per $1 when you shop at Catherines or Catherines.com
  • Get a $10 credit Reward for every 400 points accumulated.
  • Get extra points with special monthly offers. Get cardmember exclusives (including a birthday gift)

Capital One® Platinum Credit Card

If you want to build credit without a secured credit card, the Capital One Platinum credit card is worth a look for its valuable perks and features that make building credit easy.

About credits-life

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why credits-life born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.

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