☰
Home › Menards

Menards

Menards is a Store Credit Cards.

Menards is a chain of home improvement stores located in the Midwestern United States, owned by founder John Menard Jr. through his privately held company, Menard, Inc. Menards® home improvement stores are conveniently located throughout the Midwest in a 14-state region. From the novice do-it-yourselfer to the experienced contractor, Menards® has something for everyone! As a family-owned and operated business, Menards® is truly dedicated to service and quality and is the place to "Save BIG Money!®" on all your home improvement needs.

Advertiser Disclosure

Menards List

Menards Credit Card
Card Details

Menards Credit Card

Menards is a chain of home improvement stores located in the Midwestern United States, owned by founder John Menard Jr. through his privately held company, Menard, Inc. Menards® home improvement stores are conveniently located throughout the Midwest in a 14-state region. From the novice do-it-yourselfer to the experienced contractor, Menards® has something for everyone! As a family-owned and operated business, Menards® is truly dedicated to service and quality and is the place to "Save BIG Money!®" on all your home improvement needs.

Menards Big Card Payment
Card Details

Menards Big Card Payment

Menards is a chain of home improvement stores located in the Midwestern United States, owned by founder John Menard Jr. through his privately held company, Menard, Inc. Menards® home improvement stores are conveniently located throughout the Midwest in a 14-state region. From the novice do-it-yourselfer to the experienced contractor, Menards® has something for everyone! As a family-owned and operated business, Menards® is truly dedicated to service and quality and is the place to "Save BIG Money!®" on all your home improvement needs.

Menards Credit Card Sign Up | Activate
Card Details

Menards Credit Card Sign Up | Activate

Menards is a chain of home improvement stores located in the Midwestern United States, owned by founder John Menard Jr. through his privately held company, Menard, Inc. Menards® home improvement stores are conveniently located throughout the Midwest in a 14-state region. From the novice do-it-yourselfer to the experienced contractor, Menards® has something for everyone! As a family-owned and operated business, Menards® is truly dedicated to service and quality and is the place to "Save BIG Money!®" on all your home improvement needs.

Apply for Menards Credit Card
Card Details

Apply for Menards Credit Card

Menards is a chain of home improvement stores located in the Midwestern United States, owned by founder John Menard Jr. through his privately held company, Menard, Inc. Menards® home improvement stores are conveniently located throughout the Midwest in a 14-state region. From the novice do-it-yourselfer to the experienced contractor, Menards® has something for everyone! As a family-owned and operated business, Menards® is truly dedicated to service and quality and is the place to "Save BIG Money!®" on all your home improvement needs.

Should You Get the Menards Big Credit Card?
Card Details

Should You Get the Menards Big Credit Card?

Menards is a chain of home improvement stores located in the Midwestern United States, owned by founder John Menard Jr. through his privately held company, Menard, Inc. Menards® home improvement stores are conveniently located throughout the Midwest in a 14-state region. From the novice do-it-yourselfer to the experienced contractor, Menards® has something for everyone! As a family-owned and operated business, Menards® is truly dedicated to service and quality and is the place to "Save BIG Money!®" on all your home improvement needs.

Menards BIG credit card review
Card Details

Menards BIG credit card review

Menards is a chain of home improvement stores located in the Midwestern United States, owned by founder John Menard Jr. through his privately held company, Menard, Inc. Menards® home improvement stores are conveniently located throughout the Midwest in a 14-state region. From the novice do-it-yourselfer to the experienced contractor, Menards® has something for everyone! As a family-owned and operated business, Menards® is truly dedicated to service and quality and is the place to "Save BIG Money!®" on all your home improvement needs.

Menards BIG Credit Card
Card Details

Menards BIG Credit Card

Menards is a chain of home improvement stores located in the Midwestern United States, owned by founder John Menard Jr. through his privately held company, Menard, Inc. Menards® home improvement stores are conveniently located throughout the Midwest in a 14-state region. From the novice do-it-yourselfer to the experienced contractor, Menards® has something for everyone! As a family-owned and operated business, Menards® is truly dedicated to service and quality and is the place to "Save BIG Money!®" on all your home improvement needs.

How to Get the Most Out of Menards Big Card
Card Details

How to Get the Most Out of Menards Big Card

Menards is a chain of home improvement stores located in the Midwestern United States, owned by founder John Menard Jr. through his privately held company, Menard, Inc. Menards® home improvement stores are conveniently located throughout the Midwest in a 14-state region. From the novice do-it-yourselfer to the experienced contractor, Menards® has something for everyone! As a family-owned and operated business, Menards® is truly dedicated to service and quality and is the place to "Save BIG Money!®" on all your home improvement needs.

The Rewards of Menards BIG Credit Card
Card Details

The Rewards of Menards BIG Credit Card

Menards is a chain of home improvement stores located in the Midwestern United States, owned by founder John Menard Jr. through his privately held company, Menard, Inc. Menards® home improvement stores are conveniently located throughout the Midwest in a 14-state region. From the novice do-it-yourselfer to the experienced contractor, Menards® has something for everyone! As a family-owned and operated business, Menards® is truly dedicated to service and quality and is the place to "Save BIG Money!®" on all your home improvement needs.

Sponsored Links

Alternatives

If you want more cash back, you can choose CashBack Visa® Card.

CashBack Visa® Card
Card Details

CashBack Visa® Card

  • Annual Percentage Rate (APR) for Purchases 17.99% when you open your account. This APR will vary with the market based on the Prime Rate.

If you want to save money in your common purchases, you can choose USAA Preferred Cash Rewards Visa Signature®.

USAA Preferred Cash Rewards Visa Signature®
Card Details

USAA Preferred Cash Rewards Visa Signature®

  • Earn 1.5% cash back on every purchase
  • There's no limit on the amount you can earn
  • Redeem your rewards anytime online or with the USAA Mobile App.
  • Enjoy no foreign transaction fees when you travel outside of the United States
Sponsored Links

What Credit Cards Are Available? (9)

Menards Credit Card
Card Details

Menards Credit Card

  • Earn 1.5% cash back on every purchase
  • There's no limit on the amount you can earn
  • Redeem your rewards anytime online or with the USAA Mobile App.
  • Enjoy no foreign transaction fees when you travel outside of the United States
Menards Big Card Payment
Card Details

Menards Big Card Payment

  • Earn 1.5% cash back on every purchase
  • There's no limit on the amount you can earn
  • Redeem your rewards anytime online or with the USAA Mobile App.
  • Enjoy no foreign transaction fees when you travel outside of the United States
Sponsored Links
Menards Credit Card Sign Up | Activate
Card Details

Menards Credit Card Sign Up | Activate

  • Earn 1.5% cash back on every purchase
  • There's no limit on the amount you can earn
  • Redeem your rewards anytime online or with the USAA Mobile App.
  • Enjoy no foreign transaction fees when you travel outside of the United States
Apply for Menards Credit Card
Card Details

Apply for Menards Credit Card

  • Earn 1.5% cash back on every purchase
  • There's no limit on the amount you can earn
  • Redeem your rewards anytime online or with the USAA Mobile App.
  • Enjoy no foreign transaction fees when you travel outside of the United States
Should You Get the Menards Big Credit Card?
Card Details

Should You Get the Menards Big Credit Card?

  • Earn 1.5% cash back on every purchase
  • There's no limit on the amount you can earn
  • Redeem your rewards anytime online or with the USAA Mobile App.
  • Enjoy no foreign transaction fees when you travel outside of the United States
Menards BIG credit card review
Card Details

Menards BIG credit card review

  • Earn 1.5% cash back on every purchase
  • There's no limit on the amount you can earn
  • Redeem your rewards anytime online or with the USAA Mobile App.
  • Enjoy no foreign transaction fees when you travel outside of the United States
Menards BIG Credit Card
Card Details

Menards BIG Credit Card

  • Earn 1.5% cash back on every purchase
  • There's no limit on the amount you can earn
  • Redeem your rewards anytime online or with the USAA Mobile App.
  • Enjoy no foreign transaction fees when you travel outside of the United States
How to Get the Most Out of Menards Big Card
Card Details

How to Get the Most Out of Menards Big Card

  • Earn 1.5% cash back on every purchase
  • There's no limit on the amount you can earn
  • Redeem your rewards anytime online or with the USAA Mobile App.
  • Enjoy no foreign transaction fees when you travel outside of the United States
The Rewards of Menards BIG Credit Card
Card Details

The Rewards of Menards BIG Credit Card

  • Earn 1.5% cash back on every purchase
  • There's no limit on the amount you can earn
  • Redeem your rewards anytime online or with the USAA Mobile App.
  • Enjoy no foreign transaction fees when you travel outside of the United States

What is a store credit card?

The only difference between store credit cards and regular credit cards is that store credit cards are branded and associated with a specific retailer and its rewards program. Store credit cards offer in-store discounts, allow cardholders to earn and redeem points when making purchases.

There are two basic types of retail store credit card:

  • Open-loop cards: These cards with a Visa, MasterCard or American Express logo in the bottom-right, can be used anywhere.

  • Closed-loop cards: These cards without a Visa, MasterCard or American Express logo only can be used at their co-branded stores, online stores or affiliates.

For example, there are three types of Best buy credit cards, My Best Buy Credit Card, My Best Buy Visa Platinum Credit Card and My Best Buy Visa Card. My Best Buy Credit Card is a closed-loop card, so you can only use it at Best Buy. My Best Buy Visa Platinum Credit Card and My Best Buy Visa Card are open-loop cards, you can use them anywhere that Visa is accepted.


What are the benefits of store credit cards?

Easy to get and can help you to build credit

Because of store credit cards’ high interest rates and low credit limits, they are easy to get with fair or poor credit. If you can use it responsibly, this is an opportunity to build up your score.

A reasonable annual fee

Many great store rewards cards don’t have an annual fee.

Save money at your favorite stores

Store rewards cards have different rewards programs which are great ways to save money, especially you are a frequent customer of that shop. For example, My Best Buy Credit Card offers as much as 5% cash back.

Additional sign-up bonuses and benefits

Many store reward cards attract new customers with a sign-up bonus. What’s more, some store reward cards offer extra benefits, such as discounts, free shipping, a birthday gift and extended return policies.

Open-loop cards can be used anywhere as normal credit cards.

What are the drawbacks of a store credit card?

Low credit limits

This means that you have the risk of going over your credit limits.

High interest rates

Most store credit cards’ interest rates are higher than the industry average (17%).

Closed-loop cards are limited to single store

Many store credit cards can only be used at their store or online shop. But some store credit cards can be used anywhere like normal credit cards, such as Amazon Prime Rewards Visa Signature Credit Card.

Customer service problems

Some store credit cards are not issued by major cards issuers, so the quality of customer service is difficult to guarantee.

Some store credit cards can’t be used for balance transfers

What do you need to apply for a store credit card?

Credit score

Banks approve much lower credit scores for store cards. Therefore, applying a store card is an ideal way for someone with a fair or poor credit score to rebuild his or her credit.

Credit card application

You can apply for a store credit card online, in-store or by email depending on the card. And you just need to fill in your personal information and submit your application. The credit card issuer will consider your credit reports and several different factors when reviewing your application to get an idea of your creditworthiness.

You May Also Like

About credits-life

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why credits-life born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.

Popular Credit Card

Macy's Credit Card
Target Credit Card
Sams Credit Card
Lowe's Credit Card
Milestone® Mastercard® - Bad Credit Considered
Best Buy Credit Card
Walmart Credit Card
Victoria's Secret Angel Credit Card
Old Navy Credit Card
JCPenney Credit Card
Amazon Credit Cards
Home Depot Credit Cards
Kohl's Credit Card
tjx rewards credit card
Capital One Credit Cards
Sears Credit Card
GAP Credit Card
Banana Republic Credit Card
Bank of America Credit Cards
Citibank Credit Cards
AAdvantage Credit Cards / American Airlines Credit Cards
Menards BIG Credit Card
Expedia Credit Card
At&t Universal Credit Card
Big Lots Credit Card
Southwest Airlines Credit Card
Toys R Us Credit Card
American Eagle Outfitters Credit Cards / AEO Credit Cards
Sam's Club Credit Cards
Ulta Credit Card
Express NEXT Credit Card
Lane Bryant Credit Card
New York And Company Credit Card
Firestone Complete Auto Care Credit Card
GameStop credit card
View All Credit Card
Advertiser Disclosure

We provide free but advertising supported comparsion service for different credit cards, the offers that appear on this site are from third party advertisers from which we receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). We do not guarantee to offer all financial services companies or products on this website.

The credit score is a three-digit number relating to your credit worthiness. Banks or issuers use it to determine if they will approve you for a credit card. In credits-life, credit score ranges can be roughly equated to levels of credit, from limited credit to excellent credit.

Credit Score

Excellent Credit

750 — 850

Good Credit

700 — 749

Fair Credit

640 — 699

Bad Credit

300 — 639

Limited Credit

Less than 3 years of credit history

Applying for a credit card designed for people in the score range above does not guarantee you will be approved. Many other factors will go into credit card approval decisions.