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All Credit Cards

First PREMIER® Bank Classic Credit Card

  • Checking Account Required
  • Unlike some other issuers, we may approve those currently building their credit history.
  • Offers those with below average credit a second chance for a credit card
  • Previous bankruptcy OK
  • We may approve those with Bad Credit​
  • Good credit not required

First PREMIER® Bank Secured Credit Card

  • If approved, fund your Security Deposit to open your account. Once open, you will have the opportunity to build your credit limit up to $5,000
  • No credit history required to apply for this credit card
  • Reports monthly to the major Consumer Reporting Agencies unlike most prepaid accounts.
  • Previous bankruptcy OK ​​
  • Quarterly FICO score on your monthly billing statement.

J.Jill Credit Card

J Jill is a clothing retailer for women, offering a range of fashionable clothing and the latest trends, plus shoes, accessories and outsize clothing. The company is known for attractive deals and savings events, though with the J Jill credit card savings open up to you all year round.

Delta Reserve® Credit Card

["The Delta Reserve® Credit Card gives you the opportunity to earn both SkyMiles and Medallion® Qualification Miles (MQMs) from your card spending. You can earn up to 30,000 MQMs each calendary year via Miles Boost (sm) after spending $60,000 in eligible purchases on your Card.If you don't want to spend a full $60,000 in a calendar year, you can still earn bonus MQMs. If in a calendar year Eligible Spending on the Delta Reserve Card is $30,000 or more, you, the Basic Cardmember, will be awarded 15,000 bonus miles and 15,000 MQMs. You can also gift the MQMs you earn from the card to anyone you'd like. The card also offers complimentary Delta Sky Club® access for yourself when traveling on a Delta flight.  There's a $450 annual fee, and additional cards are $175 a year. You can also check your first bag for free on Delta operated flights, a savings of up to $50 on a round-trip flight, and use Sky Priority® lanes at the airport.> Read our review   Where can you use your points? There are two ways to use Delta SkyMiles for flights.Book award flights.SkyMiles can be used for travel on Delta, Alaska Airlines, and SkyTeam partners including Air France, KLM, Korean Airlines, Aeromexico, Alitalia, China Southern, and Aeroflot. Other partners include Virgin Atlantic, Virgin Australia and Air Tahiti Nui.The price you pay generally depends on the region you're traveling to, and you can book on Delta.com or by calling Delta (there's no fee for booking over the phone). Read our guide to using Delta SkyMilesPay with miles.When shopping on Delta.com, you can use miles to cover some or all of the cost of buying a ticket. Just shop for a flight as if you want to pay cash, and when you get to the payment page, you'll see the option to use miles to cover it. Every 5,000 miles gets you $50 off the price of your ticket. 

First Savings MasterCard

First Savings Bank is introducing MasterCard® SecureCodeTM, which is a free service designed to enhance your existing First Savings Bank MasterCard® account. It's a private security code which protects you against unauthorized use of your card when you shop online at participating merchants. The SecureCode acts just like a Personal Identification Number (PIN) at the ATM, all you do is enter your private SecureCode during checkout at participating online merchants when prompted by First Savings Bank. Once your identity is confirmed, your purchase is complete.

About credits-life

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why credits-life born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.

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