Capital One Spark Cash Select for Business

Capital One Spark Cash Select for Business
Issued by Capital One
Card Rating:4.50
Advertiser Disclosure
Annual Fee
$0
Regular APR
14.74% - 22.74% (V)

Additional Information

Balance Transfer Fee
0
Purchase Intro APR
0% for9 months
Transfer Intro APR
Not Offered
Late Payment Fee
$39
Returned Payment Fee
See Terms*
Cash Advance Rate
24.74% (V)
Cash Advance Fee
3% (min $10)
Foreign Transaction Fee
0
Smart Chip
Yes, chip-and-signature
Sponsored Links

Sign-up Bonus

Plus, a one-time $200 cash bonus once you spend $3

Rewards

No Rewards..

Application Requirements

Minimum credit score
Fair
Minimum Age
18 years old

Cons

[]

How To Apply Capital One Spark Cash Select for Business

  • If you are keen to apply for the Capital One Spark Cash Select for Business, simply click on the "Apply Now" button below to be taken to the credit card official website to complete the credit card application form. Our website will not record any personal information about you, and the whole process will not affect your credit score.

  • To complete the form, you should enter your name, address, telephone number and email address in the application form. You may also need to list your annual income and monthly mortgage or rent.

  • The credit card also asks for your date of birth, social security number, mother's maiden name, and driver's license number as part of its credit check.

  • When you have completed the form, the application needs to be reviewed, and you will receive your Capital One Spark Cash Select for Business soon if your audit passes. 

Sponsored Links

How To Use Capital One Spark Cash Select for Business


Where Can You Use

  • It can be used anywhere VISA is accepted.


Pay Your Bill On Time

  • You need to make on-time payments. A late payment could hurt the credit score or the limit of your credit card.


Something About The Card

  • Earning an unlimited 1.5% cash back could mean thousands of dollars each year going back into your business

  • You can save on interest with 0% intro APR on purchases for 9 months; 14.74% - 22.74% variable APR after that

  • You should use Spark Cash Select across all your business spend, with no categories to limit your purchasing

  • You can get employee cards at no additional cost, and earn rewards from their business spend


Credit Card Reviews

5 Reviews
Post A Reviews

Write A Review

User Name
Rating:
Title:
Review:

Cancel
Submit
Horrible Customer Service
by
Misola
1 year ago
"

I have now spent 1 1/2 hours trying to activate this card. Downloaded the app. Set up a online account. Just keeps saying "card restricted" Called Customer Service twice with no luck. Will probably cancel this card. If it's This bad out the gate, what will happen later!

"
One large flaw
by
jamerpalms
1 year ago
"

If only they allowed more than one user to have a login, I wouldn't be looking for a new card. As it is, everyone has to share a single password to login to view statements online. That's not ideal.

"
Disappointed
by
April Haas
1 year ago
"

After having a discussion with Capital One to lower the cash advance limit on our credit card they accidentally lowered the credit limit.  When we requested to have our credit limit adjusted to be back where it was, it was denied because we had one late payment in the last 12 months.  This was very disappointing since we didn't ask to have the credit limit lowered, and except for one late payment (which was maybe 10 days late?) we have been good customers for many years. We are going to move our business elsewhere and I'd recommend you look elsewhere as well.

"
Delivery about 2 weeks for me
by
BGS Member
1 year ago
"

However, minus 1 star for customer service (while friendly) wasn't particularly knowledgeable or efficient in handling my requests. Minus another star for the high interest rate (over 20%), despite having an excellent credit score.

"
Slow delivery going on a month
by
James Hummert
1 year ago
"

Applied, approved, still waiting... if you intend on using the this card forget it! Have been waiting nearly a month for delivery. Absolutely F***ed me over.  delayed important purchases had to use other means to purchase. I've taken a hard credit hit for a card and bonus I won't use.

"

More Credit Cards Like Capital One Spark Cash Select for Business

About credits-life

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why credits-life born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.

Popular Credit Card