We provide free but advertising supported comparsion service for different credit cards, the offers that appear on this site are from third party advertisers from which we receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). We do not guarantee to offer all financial services companies or products on this website.
Macy's Credit Card
Issued by Department Stores National Bank
Sponsored Links
Annual Fee
0
Regular APR
27.24% (V)
Open-loop card or Close-loop card
N/A
Additional Information
Balance Transfer Fee
N/A
Purchase Intro APR
Not Offered
Transfer Intro APR
Balance Transfers Not Allowed
Late Payment Fee
$38
Returned Payment Fee
Up to $37
Cash Advance Rate
27.24% (V)
Cash Advance Fee
4% (min $5)
Foreign Transaction Fee
3%
Smart Chip
Yes, chip-and-signature
Sponsored Links
Sign-up Bonus
Save 20% when you open and use your card. A total savings of up to $100 on your purchases over first 2 days.
Rewards
All members get 25% off any day of choice with Star Passes. Savings events and more.
Gold (Annual Spend more $500 or more) & Platinum members (Annual spending $1200 or more) get free standard shipping on Macy's purchases and a Birthday Offer.
Platinum members get 5% back (5 points/$1) in rewards with no exclusions on Macy’s merchandise.
Plenti members get 3 points per $1 spent at restaurants outside of Macy's, 2 points per $1 spent at gas stations and supermarkets, and 1 point per $1 spent on qualifying purchases at Macy's and everywhere else American Express is accepted. You can earn Plenti points on qualifying purchases at Macy’s until 3/15/18
Gold (Annual Spend more $500 or more) & Platinum members (Annual spending $1200 or more) get free standard shipping on Macy's purchases and a Birthday Offer.
Platinum members get 5% back (5 points/$1) in rewards with no exclusions on Macy’s merchandise.
Plenti members get 3 points per $1 spent at restaurants outside of Macy's, 2 points per $1 spent at gas stations and supermarkets, and 1 point per $1 spent on qualifying purchases at Macy's and everywhere else American Express is accepted. You can earn Plenti points on qualifying purchases at Macy’s until 3/15/18
Application Requirements
Minimum credit score
Fair
Minimum Age
N/A
How To Apply Macy's Credit Card
You can either apply for the card in-store or online. Quick access to this card? Click on the Apply Now button.
Sponsored Links
How To Use Macy's Credit Card
Where Can You Use Macy's Credit Card?
It can be used wherever AMEX is accepted.
Pay Your Macy's Credit Card Bill On Time
The variable APR for Macy's cards is 26.24%. That's toward the high end of the credit card interest rate range.
Something About Macy's Credit Card Rewards
Preferred Level Customers ($1-$499/yr) - Get 10% rewards on eligible merchandise purchased with your card in-store at Macy's and Macys.com. A $25 enrollment fee is required. Exclusions apply.
Elite Level Customers ($500-$999/yr) - Get the same rewards plus an additional bonus rewards day per year.
Premier Elite Level Customers ($1,000+/yr) - Get the same rewards plus 2 additional bonus rewards days per year.
Credit Card Reviews
More Credit Cards Like Macy's Credit Card
-
Macy's Credit Card -
Macy's Store Card -
Frequently asked questions of Macy's Credit Card -
Getting The Most Out of Macy's Credit Card -
How do I manage billing or payments for my Macy's Credit Card online? -
Applying for a Macy’s Credit Card -
Macy’s American Express Card Review -
Macy's American Express Card Review
Sponsored Links
-
Macy's Credit Card
2 Cards -
Target Credit Card
1 Cards -
Sams Credit Card
1 Cards -
Lowe's Credit Card
4 Cards -
Milestone® Mastercard® - Bad Credit Considered
1 Cards -
Best Buy Credit Card
2 Cards -
Walmart Credit Card
2 Cards -
Victoria's Secret Angel Credit Card
1 Cards -
Old Navy Credit Card
4 Cards -
JCPenney Credit Card
2 Cards -
Amazon Credit Cards
3 Cards
Credit Cards You May Like
About credits-life
About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why credits-life born, we aim to help you to find the right credit card, and then successfully apply a credit card.
How To Apply For A Credit Card
Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.
- Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
- If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
- If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
- To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
Write A Review