USAA® Preferred Cash Rewards Visa Signature® Card

USAA® Preferred Cash Rewards Visa Signature® Card
Issued by USAA Bank
Advertiser Disclosure
Annual Fee
0
Regular APR
13.65% - 27.65% (V)

Additional Information

Balance Transfer Fee
3% (max $200)
Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Late Payment Fee
$35
Returned Payment Fee
Up to $35
Cash Advance Rate
13.65% - 27.65% (V)
Cash Advance Fee
3% (max $200)
Foreign Transaction Fee
0
Smart Chip
Yes, chip-and-PIN
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Sign-up Bonus

No Sign-Up Bonus.

Rewards

Earn 1.5% cash back on every purchase with no limits or category restrictions.

Application Requirements

Minimum credit score
Fair
Minimum Age
18 years of age

How To Apply USAA® Preferred Cash Rewards Visa Signature® Card

  1. Press the “Apply” button below!
  2. Complete the application with your personal details and financial details.
  3. Review and submit your application.
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How To Use USAA® Preferred Cash Rewards Visa Signature® Card

  1. You can only use the USAA® Preferred Cash Rewards Visa Signature® Card at Store
  2. You can use the USAA® Preferred Cash Rewards Visa Signature® Card anywhere that Visa/Master is accepted
  3. Pay your balance on time.
  4. Avoid unnecessary interest and fees.
  5. If you have any question, you can contact the credit card's customer service.

Credit Card Reviews

4 Reviews
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Better Banks out there
by
Anonymous
1 year ago
"

Long time USAA member. Have held two of their cards for at least 20 years now. As my credit score has gone up over the years I have asked USAA several times to lower my interest and/or get me on one of their new card programs. They refuse to do either stating I must reapply and start fresh. Do you all know what happens to your credit score when you cancel a 20 year card and open a new one? It drops! I have other major cards with other banks and they have lowered my APR and/or transferred my account onto a better card they offered.... Not a very good way for USAA to treat a longtime loyal customer with 800 FICO. These cards just sit in my drawer now.

"
High Rate of Return
by
Kunle Akinpelu
1 year ago
"

Fantastic no fee card, I usually average $250 a year cash back.

"
Dissatisfied with the less than half percent return
by
Peter Klinefelter
1 year ago
"

USAA changed out our Mastercard to a Visa. Our score is above 800. We got $300plus on $57,844.18 of purchases. What a rip off. Looking for a new provider.

"
USAA is great for its members
by
Rob Allen
1 year ago
"

We've had USAA credit cards, insurance and banking for many years and are very happy with them. If you qualify for membership it would probably be a good idea to sign up.

"

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