Wells Fargo Platinum Visa® Card

Do not waste your time - WF deserves all these negative feedback ratings

Do not waste your time - WF deserves all these negative feedback ratings

Stay away, as others have noted, HORRIBLE customer service, terrible terms and it's just not worth the headache for ppl trying to increase score and get to the big league. This card may be ok for a college kid $300 limit, because they hardly EVER increase it!!

Stay away, as others have noted, HORRIBLE customer service, terrible terms and it's just not worth the headache for ppl trying to increase score and get to the big league. This card may be ok for a college kid $300 limit, because they hardly EVER increase it!!

Wells fargo is absoulutly horrible to do business with. Customer service alone I'd steer you away. I'm closing all my accounts with them. So many other great credit products out there to better your future. Take steps forward, not backwards with these clowns

I'd honestly like to give them negative stars if that was a thing

Wells fargo is absoulutly horrible to do business with. Customer service alone I'd steer you away. I'm closing all my accounts with them. So many other great credit products out there to better your future. Take steps forward, not backwards with these clowns

I'd honestly like to give them negative stars if that was a thing

Got the card as a secured card to build credit about 4 years ago. Never missed a payment, never late. Credit limit never made it passed 300. Discovered a whole new world with other card issuers. 

Got the card as a secured card to build credit about 4 years ago. Never missed a payment, never late. Credit limit never made it passed 300. Discovered a whole new world with other card issuers. 

Wasted an entire week dealing with customer service. Misinformed each time. Totally kicking myself for not reading the reviews first.

Wasted an entire week dealing with customer service. Misinformed each time. Totally kicking myself for not reading the reviews first.

No way to ask for a CLI online (capital one, citi, discover, amex do), and if you ask by phone, you might get a hard inquiry pull.
No way to chat and resolve online, all is phone based (capital one, discover, citi do)
No way to cancel a payment on your own (capital one does), also disputing a transaction with wellfargo takes weeks, =( even if you notify them when the transaction is still pending (even when you notify immediately.

I think they are simply outdated, other banks provide more flexibility through their web portal.

No way to ask for a CLI online (capital one, citi, discover, amex do), and if you ask by phone, you might get a hard inquiry pull.
No way to chat and resolve online, all is phone based (capital one, discover, citi do)
No way to cancel a payment on your own (capital one does), also disputing a transaction with wellfargo takes weeks, =( even if you notify them when the transaction is still pending (even when you notify immediately.

I think they are simply outdated, other banks provide more flexibility through their web portal.

I got this card because of the intro 0% balance transfer rate to transfer high interest balances on other cards. I did that with no issue and had the card for about two years after paying it off, but did not use it often. They turned off my card for inactivity without warning me!  I wanted to keep the card open for my credit history and would have used it more if they’d contacted me (since the “rewards” were not worth anything). When I contacted them to request they reinstate my card, they wanted to run a new credit check. I was done with them and glad to part ways for their lack of customer service and professionalism!!!!

I got this card because of the intro 0% balance transfer rate to transfer high interest balances on other cards. I did that with no issue and had the card for about two years after paying it off, but did not use it often. They turned off my card for inactivity without warning me!  I wanted to keep the card open for my credit history and would have used it more if they’d contacted me (since the “rewards” were not worth anything). When I contacted them to request they reinstate my card, they wanted to run a new credit check. I was done with them and glad to part ways for their lack of customer service and professionalism!!!!

never get this card don't ever get this card or any other card from  wells fargo they will ruin your credit with so many hidden charges and customer service will give you the runaround YOU HAVE BEEN WARNED STAY AWAY FROM THESE PEOPLE 

never get this card don't ever get this card or any other card from  wells fargo they will ruin your credit with so many hidden charges and customer service will give you the runaround YOU HAVE BEEN WARNED STAY AWAY FROM THESE PEOPLE 

I had this card for several years.  I have had a few automatic increases.  I have a mortgage and a checking account with them as well.  The payments I make from checking to credit card post the same day.  My rewards once they reach $25, automatically pay on my mortgage.  The interest is a little high though.  My credit score is around 730.

I

I had this card for several years.  I have had a few automatic increases.  I have a mortgage and a checking account with them as well.  The payments I make from checking to credit card post the same day.  My rewards once they reach $25, automatically pay on my mortgage.  The interest is a little high though.  My credit score is around 730.

I

middle of the road interest, high credit limit, low cashback

middle of the road interest, high credit limit, low cashback

I make $120,000 a year, a credit score of 756, and they won't raise my credit limit from $1,350 to $3,000. **** card