Limited-time Special Offers You Must Know

Here you can find limited-time offers that'll help you maximize savings, earn reward points, enjoy additional benefits and more. They're always changing, so check back often to see the latest and greatest.

Special Offers of Car

DEFERRED INTEREST IF PAID IN FULL WITHIN 6 MONS

$149 Minimum purchase required. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months or if you make a late payment. The Bridgestone and Firestone family of credit cards offers no annual fee and is accepted at over 6,000 Bridgestone Firestone retail locations across the nation. Charge everything from major repairs and scheduled maintenance to the wide selection of name-brand tires, including Bridgestone, Firestone, Dayton and Lemans for your car, van, truck, pickup or SUV.

Special Financing Plans

6 months no interest on purchases of $250 or more. Interest will be charged to your account if the purchase amount is not paid in full within the qualifying number of months. Minimum payments required.

Sponsored Links

SEARS Auto

NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

- 6 months** on automotive and tire (K) items over $199+-$399+ made at participating stores

-12 months** on automotive and tire (K) items over $399+ made at participating stores

-12 months** on automotive and tire (K) items over $100+ made online only

Expired on 04/06/2019

Special Offers of Department Stores

Target 15% off select diapers, wipes & formula

Get a total of 15% off select diapers, wipes & formula when you subscribe & use your REDcard.

Access to Exclusive Financing Offers

Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments are required.

  • 6 month Special Financing on purchases of $149 or more

  • 12 month Special Financing on purchases of $599 or more

  • 24 month Special Financing is available on select Amazon-sold items


VIP Financing

No interest VIP Financing if paid in full within 9 months on Electronics, Crafting Tools, Fitness, Sewing, Floorcare, Furniture, Climate Control Mattresses $399 and up at HSN

12 MONTHS SPECIAL FINANCING

On in-store purchases of $399 or more (after discounts)

Expired on 11/01/2019

SEARS Tools

5% OFF SELECT TOOLS (H) PURCHASES IN STORE AND ONLINE OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS

Expired on 04/06/2019

SEARS Sporting Goods

5% OFF ON SPORTING GOODS (I) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on sporting goods (I) items over $299+. 

Expired on 04/06/2019

Special Offers of Electric Appliances

Best Buy 24 month financing

on home theater and Geek Squad® purchases totaling $799 and up.

Best Buy 24 month financing

on unlocked phone and Geek Squad® purchases totaling $649 and up.

Best Buy 6 or 12 month financing on Storewide Purchases

6 months

on storewide purchases $199 and up when you use your My Best Buy® Credit Card.

12 months

on storewide purchases $399 and up when you use your My Best Buy® Credit Card. 

Special Offers of Fashion

You could win a Designer Handbag.

You could win a Designer Handbag.

Join TJX Rewards Access today, complete your profile and get a sweeps entry for this month's designer handbag sweeps for new members.

Exclusive 10% your purchase everyday

Cardmember Exclusive Extra 10% Off Online & in Banana Republic Store with CODE:BRCARD.

Expired on:08/31/2019 at 11:59 pm 

MEN’S TAILORED CLOTHING

Request the 12-month Club Plan on purchases of $200 or more

ZERO DOWN PAYMENTS EVERY DAY

No Interest if paid in full within 6, 12 or 18 months.


Special Financing

6 months special financing

12 & 36 Special Financing Available

12 Months Special Financing

$500 minimum purchase.

20% down payment required.

36 Months Special Financing

$3,000 minimum purchase.

0 down payment 




SEARS Fine Jewelry

5% OFF ON FINE JEWELRY (J) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on Fine Jewelry (J) items over $299+. 

Expired on 04/06/2019

Special Offers of Home Goods

HOME FURNISHINGS

Request the 12-month Club Plan on purchases of $200 or more

FURNITURE

Request the 12-month Club Plan on purchases of $200 or more, OR the 24-month Club Plan on purchases of $2,500 or more

Easier to pay & take it home today

Qualifying new transactions will no longer be automatically placed on 6 or 12 months special financing plans giving you the flexibility to choose from available financing options.

 6-months same as cash if paid in full within 6 months on purchases over $250

12-months same as cash if paid in full within 12 months on purchases over $750


Optional Rewards

Earn 10% back in Reward Dollars* or opt for 12 months special financing** when you shop with your west elm card.

Furniture Row 4 Years No Interest

On purchases of $1999 or made with your Furniture Row Platinum Credit Card through 03/14/19. Equal monthly payments required for 48 Months. No down payment except amount equal to sales tax & delivery.

WALL TO WALL SALE: 03/01/19-03/14/19

Expired on: 03/14/19

Best Buy Limited time: 24 month financing

No interest if paid in full within 24 months for a limited time on NordicTrack studio cycles and commercial treadmills $649 and up when you use your My Best Buy® Credit Card. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 24 months.

Expired on: 3/24/2019

SEARS Home Appliances

5% off ON SELECT HOME APPLIANCES (C) ITEMS OR NO INTEREST IF PAID IN FULL WITHIN 12 months on select home appliance (C) items over $499+.  Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months.  Offer requires the use of a qualified Sears Card.

Expired on 04/06/2019

SEARS Fitness

5% OFF ON FITNESS EQUIPMENT (C) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on fitness equipment (C) items over $299+. 

Expired on 04/06/2019

SEARS Lawn & Garden

5% OFF ON LAWN & GARDEN (D) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on lawn and garden (D) items over $299+.

Expired on 04/06/2019

SEARS Outdoor Living/ Seasonal

5% OFF ON OUTDOOR LIVING (H) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS**on outdoor living (H) items over $299+. 

Expired on 04/06/2019

SEARS Mattresses

5% OFF ON SELECT MATTRESSES/FOUNDATIONS ITEMS (P) OVER $599+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS on select mattresses/foundations (P) items over $599+. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months.  Offer requires the use of a qualified Sears Card.

Expired on 03/09/2019

SEARS Furniture

5% OFF ON SELECT FURNITURE (L) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

- 12 months** on select Furniture (L) over $299+ - $599+

- 18 months** on select Furniture (L) over $599+

Expired on 04/06/2019

Special Offers of Travel

DISNEY Celebrate Mickey’s 90th anniversary with a new collectible pin

The Cardmember-exclusive pin featuring Mickey Mouse in his starring role as Steamboat Willie is available for $12.99 (plus tax, shipping & handling) when you use your Disney® Visa® Card, while supplies last. Maximum of two (2) pins per order.Available to order at shopDisney.com starting February 15.

Order online starting 02/15/2019

Joffrey’s Coffee & Tea Co.

Get a Free Travel Mug

Buy any three artisan roasted Disney Parks & Resorts Specialty Coffees from Joffrey’s Coffee & Tea Co. and receive a 16oz stainless steel travel mug when you use your Disney®Visa® Card and promo code to purchase.

Online promo code: TRIODV

Hilton Points Unlimited

Earn 2,000 Points per stay plus an extra 10,000 Points every 5 stays or 10 nights

Expired on 05/05/2019


About credits-life

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why credits-life born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.

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